If you’re thinking about borrowing more than the Fannie Mae and Freddie Mac conforming loan limits allow, you will need
Mortgage Broker Fort Lauderdale FL | Florida State Mortgage Group, Inc.
Florida State Mortgage Group, Inc. are mortgage brokers in Fort Lauderdale, offering a comprehensive selection of loan options. Call us at (954) 359-3000.
Shop Mortgage
Options & Compare
Rates For FREE!
Use one of our quick & easy tools to find out what you qualify for!
FLORIDA HOMETOWN HEROS & FIRST TIME HOME BUYERS DISCOUNTS (FTHB)Premier Mortgage Lender in Fort Lauderdale
Florida State Mortgage Group, Inc. was founded to make mortgage financing convenient. A team of seasoned financial masters came together to provide a comprehensive range of financing options to residents, property owners, maiden investors, developers, and more.
Our customer-centric approach to financing focuses on first-time home buyers and US Veterans. Whether you’re in search of refinancing an outstanding loan or want to purchase your abode in sunny Fort Lauderdale and other parts of Florida, we come together to make your dreams a reality.
Experience the Difference
We put a special emphasis on first-time home buyers and US Veterans. This makes navigating the real estate market and mortgage financing in Florida much easier. We provide specialized programs for these categories. These include down payment assistance funds and Mortgage Credit Certificates (MCC) programs among others.
We maintain a fast turnaround on applications and utilize online tools at hand to make the process go faster in a streamlined manner. Additionally, we pay close attention to your needs, answering queries and assisting in completing and submitting applications.
"Give yourself a competitive edge in today's Seller's market...same day pre-approvals and loan commitments in 7 days are really possible".
Stephen B. McWilliam
PresidentNMLS# 375690
Loan Options
We offer a variety of loan programs to help you accomplish your housing goals.
Understanding the Loan Process
3 Simple Steps to Pre-Approval which is extremely valuable in the competitive Fort Lauderdale, FL market.
Schedule A FREE Consultation Develop A Mortgage Plan with your Consultant Apply and receive a same day FREE no obligation approval
Free Mortgage Checklist to help you get started.
Top Tips for Home Buyers
Over 7 pages Of AMAZING info that will change the way you look at Home Buying! Based on real world examples from our mortgage experts.
Home Buying ChecklistTips to Refinance Your Home
Over 7 pages Of AMAZING info that will change the way you look at Cash Out Mortgage Refinancing! Based on real world examples from our mortgage experts.
Refinance ChecklistLearn From Our Experience
March 30, 2026
Myths and Misconceptions About VA Loans
One of the most affordable ways to buy a home is to use a VA mortgage. This type of home
March 3, 2026
Ways Your Financial Life Changes When You Buy a Home
Becoming a homeowner means getting to live on your own terms in a space that is truly your own. It
January 5, 2026
Higher Conforming Loan Limits in Florida Announced for 2026
If you are shopping for a home Florida, you will pleased to learn that the conforming loan limits for Florida
January 2, 2026
Frequently Asked Questions About VA Loans
VA mortgages are among the most affordable loans for home purchase or refinance in Florida. These homes loans are backed
What Our Clients Are Saying
Need us to help improve your credit score in order to secure a lower interest rate?
Call us today at (954) 359-3000 and experience the difference.
Copyright © Florida State Mortgage Group, Inc. | All Rights Reserved
Terms of Use | Privacy Policy | TCPA Consent
Florida State Mortgage Group, Inc. is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.
I can't thank Steve at Florida State Realty Group enough for helping me purchase my Fort Lauderdale condo. He made the entire process smooth and efficient. Highly recommended!
Betty at Florida State Mortgage Group is a true professional. She helped me invest in a great property in Fort Lauderdale. Her expertise and dedication are top-notch. I couldn't be happier.
Once our regular bank delayed our loan application, we became exceptionally nervous. We were in jeopardy of not only losing our new home but our deposit. We are eternally grateful that we were referred to Steve McWilliam. We had initially Googled Fort Lauderdale Mortgage Broker and he was the number one mortgage broker but we had already started the process with our local bank which was a horrible experience and mistake. We can highly recommend Steve as he delivered above and beyond what we had expected.
Stephen is an expert in this bussiness.Excellent attention, fast respond to all our questions.
Steve and his team did a fantastic job with my loan and I would highly recommend! They are extremely knowledgeable and professional and will certainly use them again! I have had a few other friends use Steve and they all have positive things to say. 5 stars!
Stephen and Betty over delivered not only my needs in securing a loan to purchase my dream house but we’re profferesional and courteous every step of the way. I am blessed to have had met them. Thank you GOD
Steve is an excellent person to work with and have excellent knowledge about home loans. He is able to close my both the loans very efficiently. I recommend Steve to whoever wants home loans.
From my first call to Steve Mc William to the second we closed, it was the best service ever. I felt as if I were their only customer. Everything was top notch and professional.
Mr McWilliam was extremely thorough and informative. He even provided excellent advice on some other non related mortgage questions I had. He listened carefully to my goals and provided me with the best product for my financial situation. I have never met any one so thorough. Thank you.
Steve did a great job on our refi. Thanks for making it happen.
Steve and his team at Florida State Mortgage Group, Inc. went above and beyond to help me get my mortgage for our families new home. Steve is very professional, experienced, and the company offers excellent customer service. I highly recommend anyone in the need of a mortgage to contact Florida State Mortgage Group, Inc.
Stephen McWilliam was an amazing person to deal with. Our deal was pretty complicated on all aspects and he was so professional, he got it done !!! Thank you so much for all the hard work you put into this deal!!!
Working with Steve and Florida State Mortgage Group was singlehandedly the best and most seamless part of buying our home. I could not recommend them more highly.
Stephen went above and beyond to help me in my situation. Thank You 👍
Steve did a wonderful job securing a mortgage for me based on the parameters I gave and seeing everything through to completion. No hiccups for me along the way in a process that can be very painful if not managed well.
Steve and the team at Florida State Mortgage Group are exceptional. I was looking for a townhouse for my family when Steve and his team were referred to me. Florida State Mortgage Group showed me I could easily afford a single family home. Steve handled everything from providing a list of homes, securing the home loan, insurance options and closing. I’ve referred Florida State Mortgage Group to friends and family. Each person has experienced the same level of knowledge and quality of service. 5 STARS
I was very pleased with Steve and the ease of the process. No hiccups or surprises. Highly recommended for mortgage services.
I worked with Betty to buy my first house here in South Florida and I could not be happier! She was amazing. She was always available to answer my questions and she was very patient. She was extremely knowledgeable, even getting me approved for a HUGE tax exemption I will receive annually . She always had all the paper work ready on time and explained everything in detail. I could not image a better agent. I'm SO glad we made the decision to work with her. Thanks Betty!
Betty did an amazing job originating our loan. She is knowledgeable, accessible, and eager to provide the best for her clients. I HIGHLY recommend her!
you guys are doing a great job keep it up.
We had a great experience with Florida State Mortgage Group. Would recommend them and will use them again in the future.